Loan Programs
Private Real Estate Loans for Colorado Investors
Cost Fund provides short-term private capital for real estate investors who need speed, flexibility, and common-sense underwriting. Whether you are buying a fix-and-flip, bridging a closing, or improving an investment property, our team helps you move quickly when the deal makes sense.
Financing Built Around the Deal
Traditional lenders often move too slowly for real estate investment opportunities. Cost Fund focuses on the property, the project, the borrower’s plan, and the exit strategy so qualified investors can compete with confidence.
Our programs are designed for short-term real estate opportunities where timing matters and borrowers need a lending partner who understands acquisitions, renovations, and value-add projects.
Fix & Flip Loans
Short-term financing for investors purchasing and renovating residential properties for resale.
- Purchase and rehab funding
- Common-sense underwriting
- Fast review for qualified deals
- Designed for experienced and active investors
Bridge Loans
Flexible private capital for borrowers who need to close before permanent financing, a sale, or another capital source is ready.
- Short-term funding when timing matters
- Useful for purchase opportunities
- Helpful when bank financing is too slow
- Clear terms and practical review
Acquisition Loans
Capital for investors who need to act quickly on a property purchase and want a lender who can evaluate the opportunity without unnecessary delays.
- Investment property purchases
- Competitive closing timelines
- Asset-value focused review
- Funding for qualified residential opportunities
Value-Add & Cash-Out Loans
Financing for investors improving, repositioning, or pulling equity from investment real estate when the property and exit strategy support the request.
- Value-add project funding
- Cash-out refinance opportunities
- Flexible loan structures
- Reviewed around collateral and strategy
What We Typically Review
Every deal is different, but borrowers should be ready to provide the basic details that help us evaluate the opportunity.
- Property address
- Purchase price or current value
- Requested loan amount
- Estimated rehab budget
- Estimated after-repair value
- Borrower experience
- Entity and contact information
- Target closing date
- Exit strategy
- Photos, scope, or supporting documents when available
Submitting a deal does not guarantee approval. Final terms depend on property value, borrower qualifications, project details, and underwriting review.
1. Send the Deal
Submit the property, purchase price, rehab budget, timeline, and requested loan amount.
2. Get a Review
We look at the collateral, borrower profile, scope of work, and exit strategy.
3. Move Toward Closing
If the deal fits, we provide terms and help move the file toward closing.
Have a Deal That Needs Funding?
Send us the property details and we’ll let you know if it fits our lending criteria.